How Much Can I Borrow

Your capacity to borrow is affected by numerous factors including:

age;
marital status;
dependants;
credit history;
income;
available deposit;
employment history;
existing assets and debts.

The amount you are able to borrow will also vary from lender to lender. A Good Mortgage Broker will have the necessary information to determine your borrowing capacity with individual lenders.

Honey Home Loans are able to assist even if you are self employed and cannot produce financials, or if you are an employee with no proof of income. If you are in these circumstances it does not mean that you will qualify to borrow less or at a higher rate of interest.

Our professional consultants can ensure that you are placed with a lender that is ‘friendly’ to your particular circumstances.

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