Cheap Home Loans - Standard variable Loans
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Standard Variable Loans

This is a home loan with a variable rate of interest which offers a comprehensive range of features, making it Australia’s most popular home loan type.

Some of the features that may be available with your standard variable home loan include:

• Split Loan facility;
• Ability to make ‘extra’ repayments;
• Loan ‘redraws’;
• Offset Accounts;
• Loan Portability;

The interest rate can vary up and down through out the term of the loan and usually depends on the interest rate set by the Australian Reserve Bank. If interest rates fall, your loan repayments will come down. However if the rates increase, so will your repayments. The Standard Variable Home Loan term is usually set at 20 to 30 years.