Standard Variable Home Loans

Standard Variable

This is a home loan with a variable rate of interest which offers a comprehensive range of features, making it Australia’s most popular home loan type. Some of the features that may be available with your standard variable home loan include:

  • Split Loan facility
  • Ability to make ‘extra’ repayments
  • Loan ‘redraws’
  • Offset Accounts
  • Loan Portability

The interest rate can vary up and down through out the term of the loan and usually depends on the interest rate set by the Australian Reserve Bank. If interest rates fall, your loan repayments will come down. However if the rates increase, so will your repayments. The Standard Variable Home Loan term is usually set at 20 to 30 years..



What Our Customers Are Saying

“My wife and I just wanted to let you know that it was great working with everyone from Honey Home Loans. We had no problems, everyone was extremely polite and the paperwork was moving right along. I will tell you that I have recommended your business to any that I have talked to about refinancing or loan issues!
Barry and Janice, Vic
“I just wanted to say thank-you again for organizing our refinance and making our lives so much better. I would recommend your company to anyone. You and your staff are great. I feel very comfortable doing business with you. You are wonderful with people.
Katherine and Ted, Vic
“This has been the VERY best lending experience I have ever had!! I took out a Home Equity Loan with Honey Home Loans. Your employees were knowledgeable, courteous, efficient and helpful. Everything was done in a timely manner.
M Gonzales, WA